Will my credit cards work in Costa Rica?
David Mccullough
Published Jan 16, 2026
Credit cards are widely accepted in Costa Rica for payment of touristy things like hotel stays, shuttle services, meals, tours, and attractions. Conveniently, credit cards allow many trip items to be paid for from home, so there's less you need to concern yourself with when on vacation.
Should I use my credit card in Costa Rica?
Costa Rica is a card-friendly country, so you'll have no problem using your credit card there. You can also pay with US dollars in some places in San José, but paying in local currency will help you avoid conversion fees.Can I use my bank card in Costa Rica?
Bank or debit cards in an ATM are the recommended way to access your funds while traveling in Costa Rica. Except a few remote beach and wilderness areas ATMs are easy to find.Should I carry cash in Costa Rica?
Using US CashUS dollars are widely accepted in Costa Rica. Bring smaller bills like $1, $5, $10 and $20 bills. The bills will need to be in good condition as they will not be accepted if they are ripped or torn. The larger the bill, the more perfect it needs to be.